At The Equity Release Company, we understand that every homeowner's financial situation is unique, which is why we work closely with our clients to create a tailored equity release plan that suits their individual needs.
All plans we recommend come with a range of features, including a no negative equity guarantee and options for protecting a fixed share of the value of your home, releasing more capital for those with certain health conditions, and receiving an income in the form of an annuity or staged payments.
There are options to make capital repayments and to make monthly interest payments if you prefer to not have interest rolled up as well as flexible drawdown plans, providing a pre-agreed cash reserve that you can access whenever you need it. Let us help you unlock the equity in your home and achieve your financial goals with confidence.
A lifetime mortgage is a type of equity release for homeowners over 55 that allows them to access their home equity through a loan secured against their property, receiving either a lump sum or a regular income.
A drawdown lifetime mortgage is a loan secured against a property, allowing homeowners over the age of 55 the flexibility to access funds as they require them as needed and pay interest only on the withdrawn amount.